# Overview

Ponto provides a powerful and lightweight cash-out rail that can be accessed via either an embeddable webview or REST API. This rail combines full-service KYC/AML validation with advanced liquidity provisions to offer access to cash-out services for cUSD in multiple locations with a single integration. Based on the current location of the user, and their specific inputs, Ponto is able to conduct a cash-out transaction in local fiat, or fiat-equivalent, without the need for localized configurations.

Currently Ponto supports cash-out services in these markets:

* The Philippines
* Cameroon
* Ethiopia
* Ghana
* Kenya
* Malawi
* Nigeria
* Rwanda
* Senegal
* South Africa
* Tanzania
* Uganda
* Zambia

**REST API**

Developers accessing the Ponto cash-out function via the API are able to integrate full-service cash-out directly into their user flow. By using a direct connection to the Ponto API developers can maintain design and UX flexibility while ensuring a fast and secure cash-out experience for users.

**Embeddable Webview**

The embeddable webview provides developers with a one-step integration solution to grant users access to cUSD liquidity immediately. This hosted cash--out widget allows for quick implementation without sacrificing security and user satisfaction.